BARCLAYS BANK

Barclays Bank

Barclays Bank

Barclays Bank

Barclays is a worldwide financial services provider dedicated in retail and financial banking, borrowing cards, buying into banking, riches administration and buying into administration services with a worldwide occurrence in Europe, the U.S., Africa and Asia. Co. is coordinated into the next enterprise segments: U.K. Retail Banking, Barclays Commercial Bank, Barclaycard, international Retail and Commercial Banking - Western Europe, Global Retail and financial Banking - appearing Markets, international Retail and Commercial Banking - Absa, Barclays Capital, Barclays international Investors and Barclays Wealth. As of Dec 31, 2009, Co.'s total assets was aproxely to £1,379,148,000,000.

Barclays is a worldwide economic services provider committed in retail and financial banking, borrowing cards, buying into banking, riches administration and buying into administration services with a worldwide occurrence in Europe, the U.S., Africa and Asia. Co. is coordinated into the next enterprise segments: U.K. Retail Banking, Barclays Commercial Bank, Barclaycard, international Retail and Commercial Banking (GRCB)-Western Europe, GRCB-Emerging Markets, GRCB-Absa, Barclays Capital, Barclays Global Investors and Barclays Wealth.

U.K. Retail Banking comprises individual Customers, Home Finance, localized enterprise, Consumer Lending and Barclays economic Planning. This cluster of enterprises aspires to construct broader and deeper connections with its Personal and Local Business clients through supplying a broad variety of goods and economic services. Personal Customers and Home Finance supply get access to present account and savings goods, Woolwich labeled mortgages and general insurance. Consumer Lending presents unsecured lends and defense goods and Barclays Financial Planning presents buying into recommendations and products. Local Business presents banking services, encompassing cash transmission, to little businesses. (Thomas, 59)

Planned amalgamation with ABN AMRO

In March 2007 Barclays broadcast designs to amalgamate with ABN AMRO, the biggest bank in the Netherlands. However, on 5 October 2007 Barclays broadcast that it had left behind its tender, citing insufficient support by ABN shareholders. Fewer than 80% of portions had been offered to Barclay's cash-and-shares offer. This left the consortium directed by Royal Bank of Scotland free to advance with its $99.9 cents counter-bid for ABN AMRO.

To assist investment its tender for ABN AMRO, Barclays traded a 3.1% stake to China Development Bank and a 3% stake to Tease Holdings, the buying into arm of the Singaporean government.

Also in 2007 Barclays acquiesced to buy Equifirst Corporation from Regions Financial Corporation for $225 million. That year furthermore glimpsed Barclays Personal Investment Management declaring the closure of their procedure in Peterborough and its re-sitting to Glasgow, lying off almost 900 constituents of staff. (S1-SHarwood, 201)

Financial Statements

Income Statement

12/31/2009

12/31/2008

Variance

Compound Annual Growth Rate

Item

GBP (000)

GBP (000)

GBP (000)

%

3 Year

Revenues

40,437,000

43,493,000

(3,056,000)

(7.03)

0.01

Net Interest Before Proves

11,669,000

11,415,000

254,000

2.23

0.07

Taxation

1,047000

786,000

261,000

33.21

(0.19)

Net Income

9,993,000

4,846,000

5,147,000

106.21

0.28

Balance Sheet

12/31/2009

12/31/2008

Compound Annual Growth Rate

Item

GBP (000)

GBP (000)

%

3 Years

Cash & Equivalents

83,076,000

31,714,000

161.95

1.22

Net house vegetation & Equip

5,626,000

4,674,000

20.37

0.23

Total Assets

1,379,148,000

2,053,029,000

(32.82)

0.04

Total Liabilities

1,323,223,000

2,011,827,000

(34.23)

0.03

Preferred Share Capital

60,000

60,000

0

0.09

Common Share Capital

2,342,000,000

2,338,000

0.17

0

Total Equity

55,925,000

41,202,000

35.73

0.23

Net Loans & Leases

461,359,000

509,522,000

(9.45)

0.06

Total Deposits

398,901,000

450,443,000

(11.44)

0.01

Ratio Analysis

Profitability Ratios

31-Dec-2009

31-Dec-2008

31-Dec-2007

ROA %

(Net)

0.58

0.29

0.43

ROE % (Net)

20.58

13.6

17.18

Net Interest Margin %

54.95

40.75

37.94

Calculated Tax Rate %

23.14

13.05

28.04

ROA

Return on assets is a key profitability ratio which assesses the allowance of earnings made per bash of assets that they own.ROA of Barclays has been expanding and this is a good signal and displays Barclays potential

Interest Margin

A presentation metric that examines how thriving ...