In order to reduce the number of defaulters, it is important to provide essential information required to assess the credit worthiness of loan applicants (Pearlson & Saunders, 2009, pp. 199).
In Saudi Arabia, SIMAH offers credit information about the market of Saudi Arabia. In addition, it also offers a diversified portfolio of different products and services for commercial businesses as well as for consumers. SIMAH is considered to the first licensed credit reference agency In Saudi Arabia. One of the largest American ...