Health Care Management

[Name of Student]

[Name of Institute]

Table of Contents

Introduction3

Discussion3

Insured & uninsured3

Financial Statistics in view of (WHO)4

Current Insurance Plan Statistics4

Health care Plans (Background History & Significance)6

Medicated and Medicare6

Government Steps towards betterment of Health Care System8

Types of Insurance9

Life insurance9

Casualty Insurance10

Life Insurance10

Conclusion11

References12

Health Care Management

Introduction

Health care insurance is one of the most common words used in the western world where people are more conscious towards maintaining the standards of their health, in order to enjoy each and every moment of their life. The government of United States and the medical and health association in this regard join hands to give their inhabitants a better piece of life. Therefore it is one of the mandatory expenses. The health care insurance system has witnessed a significant growth in the recent years and most of the people become aware of its importance.

There are a number of institutions which provide the health care facilities in United States. The private sector of United States in this case leads the industry. Primarily the health care insurance facility is provided by the Government. 60-65% of healthcare provision and spending comes from programs such as Medicare, Medicaid, TRICARE, the Children's Health Insurance Program, and the Veterans Health Administration.

Discussion

Insured & uninsured

According to the US bureau of Statistics there are 49.9 million people out of which 17% were uninsured still after covering all in 2010. The st6atistcis in the field of health insurance is (up from 49.0 million residents, 17%, in 2009. While there are a number of reasons because of the uninsured public have. From being the victim of unemployment and economic crises it becomes really unbearable for them to fetch the insurance premium payment whole others become frustrated. The main reasons why a number of citizens are still uninsured are:

Economic downturn

High Unemployment rate

Financial Statistics in view of WHO

The world health organization (WHO) in this review highlights the fact that the United States Government is making a new law which makes turns this worst situation into a better one. The United States spent more on health care per capita ($7,146), and more on health care as percentage of its GDP (15.2%), than any other nation in 2008 The United States had the fourth highest level of government health care spending per capita ($3,426), behind three countries with higher levels of GDP per capita: Monaco, Luxembourg, and Norway. A 2001 study in five states found that medical debt contributed to 46.2% of all personal bankruptcies and in 2007, 62.1% of filers for bankruptcies claimed high medical expenses. Since then, health costs and the numbers of uninsured and underinsured have increased (Pierce, 1996).

Current Insurance Plan Statistics

The U.S. health system is characterized by a complex integration schemes public and private health insurance. Medicaid protects only a portion of the poor, according to criteria that vary by state. It is an assistance program Medical funded equally by the federal government and the states, which administer the program. In addition, insurance companies and other private organizations cover majority of American workers. Some employees receive coverage Medical through ...