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Compliance and it value beyond investment

Introduction

Although compliance with the Standard Data Security Industry of Credit Card (Payment Card Industry Data Security Standard - PCI DSS) is a requirement for all businesses that accept credit cards, the results of the PCI initiatives of different organizations much .Para vary some companies, compliance efforts may have a somewhat high cost with little return to any return other, the process can be both increased security and an important profitability. Why is there this difference? Based on internal information leading security experts in the payments industry, this White paper offers a lot of information to ensure that the final result initiatives PCI compliance is not only timely, but the security effective long term for all sensitive data

First revealed in 2004, Safety Standard Data Industry Credit Card (Payment Card Industry Data Security Standard - PCI DSS) was the result collaboration among the major issuers of credit card networks: American Express, Discover, JCB, MasterCard and Visa. In previous years, each of the companies implements its own card security standards. In founding the PCI Security Standards Council, the companies met to provide a unified standard for throughout the industry. Importantly, by PCI DSS, and the standards that proceeded it, is intended to address a fundamental objective: to reduce the incidence of card fraud credit by promoting a series of best practices in security information. Card schemes in reaction to the devastating violations that happened, sought to ensure the adoption of a basic safety standards by all entities treated or managed card numbers, including business accept card payments, card issuers and service providers. For many of the businesses that accept credit cards, the PCI DSS represents the first call to real action in terms of information security

Discussion

The challenges and obstacles continued compliance

Thousands of approaches and perspectives Compliance with PCI DSS has presented companies with a lot of challenges, particular to those that pass through this process first. PCI DSS has placed the security of information to light in organizations in which had never faced this in a serious way before. In these cases, the first commitment often seems like a war zone. Ensuring that individuals understand the importance of protecting the data, which is responsible and how to start, is very complicated and challenging. Implement information security and combat evolving security threats within any organization is a dynamic process, which is not easy and it there are no universal solutions. For better or worse, a program in an effective PCI organization may look very different in another company and this is partly by design. The standard cannot tell in detail what to realistically make the organization to achieve and maintain compliance. To be applicable to the corporate world must meet the standard; the guidelines should be drafted so that organizations have the freedom they need to determine what approaches, solutions and technologies should implement specific.

PCI DSS should be seen as a constitution of elements, a very basic set of rules that help establish the ...