CHILDREN'S HEALTH INSURANCE

State Children's Health Insurance Program

Abstract

In this study we try to explore the concept of “Children Health Care” in a holistic context. The main focus of the research is on “State Children's Health Insurance Program” and its relation with “Life of a child in US”. The research also analyzes many aspects of “State Children's Health Insurance Program” and tries to gauge its effect on “Life of a child in US”. Finally the research describes various factors which are responsible for “State Children's Health Insurance Program” and tries to describe the overall effect of “State Children's Health Insurance Program” on “Life of a child in US”.

Contents

THESIS STATEMENT4

THE DESIGN OF THE STATE CHILDREN'S HEALTH INSURANCE PROGRAM4

ELIGIBILITY CRITERIA FOR CHILDREN4

ELIGIBILITY CRITERIA FOR ADULTS5

THE EFFECT OF SCHIP ON CHILDREN'S HEALTH INSURANCE COVERAGE6

CHANGES IN THE NUMBER OF UNINSURED CHILDREN7

CHILDREN'S PARTICIPATION IN SCHIP8

THE EFFECT OF SCHIP ON PRIVATE COVERAGE9

State Children's Health Insurance Program

Thesis Statement

The State Children's Health Insurance Program (SCHIP) was conceived by the Balanced Budget Act of 1997 (Public Law 105-33), under name XXI of the Social Security Act. The program presents government funding that states can use to elaborate wellbeing protection treatment to uninsured children living in families with earnings that is reduced but too high to be eligible for Medicaid. Under very broad government guidelines, the program allocations states flexibility in how they conceive their programs, encompassing eligibility, advantages, and cost-sharing provisions.

The Design of the State Children's Health Insurance Program

Eligibility Criteria for Children

SCHIP was conceived for uninsured children under age 19 living in families with earnings that is reduced but overhead Medicaid's threshold. According to the SCHIP statute, states may cover children living in families with earnings up to 200 per hundred of the government poverty grade or 50 percentage points overhead their Medicaid threshold. States are furthermore permitted to disregard certain kinds of earnings and costs in working out eligibility for the program. Eligibility criteria alter amidst the states. As of 2006, 26 states had a threshold of 200 per hundred of the poverty grade, 15 states set the restriction overhead 200 per hundred of the poverty grade, and 9 states set it underneath 200 per hundred of the poverty level. North Dakota had the smallest threshold, at 140 per hundred of the poverty grade, while New Jersey had the largest, at 350 per hundred of the poverty level. In supplement, variety amidst states in their Medicaid thresholds entails that programs under SCHIP with identical thresholds may cover distinct segments of the population (Manual of the American Psychological Association 2009).

 

Eligibility Criteria for Adults

A number of states have utilized waiver administration to elaborate treatment under SCHIP to adults. Covering parents may assist to boost participation amidst children, because parents who are eligible may be more probable to enroll their children also. In specific, part 1115 of the Social Security Act devotes the Secretary of Health and Human Services the administration to waive certain statutory and regulatory obligations of Medicaid and ...