U.S. Public Health System

Introduction

The health system of the United States of America includes government and private organizations along with institutions that are devoted to the promotion and maintenance of health of people. Moreover, the prevention and treatment of diseases and injuries are the main goals of the U.S. public health system. It also includes the regulations relating to the relationship between health insurance and other involved groups (Kindig & Stoddart, pp. 380 - 389). The relevant rules treat the health insurance coverage of the population basically as a private matter, a universal health insurance is not provided (Jackson, 2003, pp. 1382-1383).

According to recent estimates, the U.S. health care consumes about 16% of GDP. It is expected that the share of GDP allocated to health care in the U.S. will grow and by 2017 was 19.5%. However, over the last 30 years, an increase of this sector is mainly due to government programs, which can seriously undermine the financial stability of the country. Since the health care system in the U.S. has a complex structure, CIEE, special group, which provides support in obtaining health insurance. The best solution is a careful reading of all the details on the conditions of covering the costs of medical services in the United States prior to departure. About 84.7% of U.S. residents are eligible for benefits through private health insurance or are eligible for state health care, where as 59.3% of the population health protection is mediated by the employer (Kindig & Stoddart, pp. 380 - 389).

Discussion

In the U.S., the vast majority of people in employment have private insurance largely paid by their employers. Policyholders pay only a fraction of the costs, while employers pay the rest. The elderly are protected by a system for retirees, which is a combination of Medicare and supplemental private insurance low cost, the latter paid for them withdrawn. The poor people are covered by the public system of federal Medicaid, similar operating state and charitable organizations dedicated to this activity (Wexler, 2007, pp. 202 - 218).

Medicare and Medicaid cover the medical needs of more than 43 million Americans. In the U.S., only industrialized country without a universal public health system or socialized medicine, there are 47 million uninsured people, including about 8.7 million children. It is also estimated that there are 15 million Hispanics in this situation. A person with normal income but without health insurance, a dangerous disease could lead to bankruptcy, which in this country is a legal device that acts as a refuge from creditors. Failure to declare bankruptcy or if your application is rejected by the bankruptcy court, that person would have to make payment plans mutually agreed with doctors, labs and hospitals you owe money. Those who choose not to pay; they will see a destruction of their credit history. That history is very important in the dynamics of American society. Without a good picture in this respect, it is sometimes not possible to rent a house or open a bank account (Wexler, 2007, ...